Question 1

How much does PIRP reduce my points?

Accepted Answer

Up to 4 points are subtracted from your record for suspension purposes — once every 18 months. PIRP does not erase the violation itself.

Question 2

Is the insurance discount automatic?

Accepted Answer

Your insurer is required by NY law to apply a 10% reduction on liability and collision premiums for three years once you submit the certificate. They cannot refuse.

Question 3

Do I still need to attend court?

Accepted Answer

PIRP does not dismiss tickets — it only reduces points and triggers the insurance discount. You're still responsible for fines or court appearances.

Question 4

What is the 5-hour course?

Accepted Answer

The DMV-required Pre-Licensing Course covering NY traffic law and safety. The MV-278 certificate is required before the road test.

Question 5

Can I take it on my phone?

Accepted Answer

Yes — our courses work on any modern phone, tablet, or computer.

New York courses.

2 courses available in New York

New York Defensive Driving Course (IPIRP)

New York Pre-Licensing Course (OPL)

Start your course in under 3 minutes.